New Delhi, Sept. 6 -- A job change, temporary income reduction, rising household expenses or an unexpected emergency can sometimes force an investor to pause contributions to the National Pension System (NPS).

This can raise an important question: what happens to your NPS account when you stop investing?

An NPS subscriber can discontinue fresh contributions for a few months or even several years. However, stopping contributions does not mean that the money already accumulated in the account is withdrawn or stops generating returns.

A temporary break in contributions does not bring the existing NPS corpus to a halt. The money already accumulated continues to remain invested with the selected Pension Fund and across the asset classes cho...