New Delhi, Oct. 16 -- A business credit card can go a long way towards managing professional expenses, tracking spending, and accessing rewards tailored to business purchases. Still, the fundamental question that arises before one can consider obtaining a business credit card is: Can you apply for one without owning a registered business?

The answer to this question depends entirely on the card issuer's eligibility criteria, the applicant's income, and the nature of their business or professional activity.

An eligible applicant who is aspiring to secure a business credit card is not always required to run a formally incorporated business or company to qualify. Eligible freelancers, consultants, self-employed professionals, and sole prop...