New Delhi, May 25 -- If you have been living abroad and ignoring Indian credit cards as something relevant only for family back home, it may be time to reconsider. Some premium cards offered by Indian banks rival global products on rewards, air miles, hotel points, lounge access and cashback. And unlike what many NRIs assume, they are eligible to hold one too.

Beyond the perks, an Indian credit card can also serve as a reliable credit line for family members in India, reducing the need to wire money every time an expense or emergency comes up. Here's how you can get one.

Several banks now offer credit card variants designed specifically for non-resident Indians, often carrying the same premium benefits as their domestic counterparts. Th...