New Delhi, Sept. 9 -- A health insurance claim cannot necessarily be rejected merely because a particular treatment did not require hospitalisation, especially when the treatment is part of the continuing management of a disease covered by the policy.

A recent Karnataka High Court ruling is significant for policyholders as more treatments, including injections and other procedures, are increasingly administered without an overnight hospital stay.

The ruling was delivered by Justice Suraj Govindaraj of the Karnataka High Court on 1 September 2026 in W.P. No. 14682 of 2024 (GM-RES), M/s National Insurance Co Ltd & Anr. v. Padmanabha Shetty G & Ors.

The court was hearing a challenge by National Insurance Company against a Permanent Lok Ad...