New Delhi, Sept. 24 -- Sometimes, the most attractive home is not the newest one. An older property can offer an established neighbourhood, better-connected infrastructure and, in some cases, a price point that a new project in the same location cannot match. But once a home loan enters the picture, the property has to clear a second test. It is not just about whether the buyer can afford the asking price. The lender also needs to be comfortable with the property as security.

According to Colliers' Homebuying Sentiment Survey 2026, 50% of prospective homebuyers intend to purchase a home within the next two years, with affordability and pricing among the key concerns. The survey covered around 1,800 respondents across more than 30 residen...