New Delhi, Aug. 5 -- Bank fixed deposits (FDs) remain a preferred investment option for investors seeking stable and predictable returns. They are particularly popular among senior citizens and conservative investors.

A comparison of fixed deposit rates for deposits up to Rs.1 crore shows significant differences across banks. The data is based on rates available on 3 August 2026. It covers 5 maturity buckets, ranging from 6 months to over 5 years.

DCB Bank offers the highest rates in several categories. Six-month deposits earn 6-6.50%. Then, 1- to 2-year deposits offer 6.90-7%. And, 2- to 3-year deposits provide 6.90-7.50%; 3- to 5-year deposits earn 7-7.10%. Deposits above 5 years offer 7-7.50%.

Jammu & Kashmir Bank offers 5.50-6% for...