New Delhi, May 13 -- Safe investment options such as bank fixed deposits (FDs) and government-backed savings schemes, such as the Senior Citizen Savings Scheme (SCSS) and Sukanya Samriddhi Yojana (SSY), continue to attract investors seeking stability and predictable returns.

These instruments are especially appealing during periods of global uncertainty. The ongoing geopolitical tensions between the US and Iran have disrupted supply chains and pushed up oil and commodity prices, increasing volatility across markets. In such an environment, many investors prefer low-risk avenues that can help protect their capital while offering steady income.

Still, safety alone should not be the only factor driving investment decisions. Investors shoul...