New Delhi, Oct. 19 -- Keeping a pet is becoming a major household expense in urban India. Premium food, regular grooming and medical care can together cost thousands every month. For some families, yearly spending can match or exceed a child's private school tuition.

The biggest expense often comes after adoption or purchase. Owners must budget for food, grooming, vaccinations, medicines and unexpected treatment. Accessories, specialised services and insurance can push the total higher.

Monthly maintenance estimates vary widely according to a dog's size and care needs. Small breeds, including Pomeranians and Shih Tzus, can cost between Rs.4,000 and Rs.8,000. For medium breeds, such as Beagles, monthly expenses range from Rs.6,000 to Rs....