New Delhi, Oct. 18 -- For iPhone, iPad, and Apple Watch users in India, Apple Pay's late-September rollout allows them to tap to pay directly via Apple's native wallet, authenticating transactions through facial recognition or a fingerprint without needing a PIN or OTP at checkout.

Jennifer Bailey, vice president of Apple Pay and Apple Wallet, said at the launch in an update: "Apple Pay makes everyday payments with a card easy, secure, and private - from simply tapping to pay in stores without an extra app, PIN, or OTP to checking out online without repeatedly entering payment information."

However, the feature is initially limited to Axis Bank-issued Visa and Mastercard credit card holders, though reports indicate Apple is in talks wit...