New Delhi, Aug. 24 -- There has been a clear shift in SIP investor preferences over the past five years.

According to the latest AMFI-Crisil Factbook, mid-cap funds replaced large-cap funds as the largest SIP category in March 2026, while small-cap, sectoral, and multi-cap funds also gained share.

Here are experts' views on the shift and what investors should do.

Adil Chacko, Executive Director, Anand Rathi Wealth, attributed this to a sharp jump in mid-cap fund inflows. He said performance also supported the shift, with the Nifty Midcap 150 delivering around 17% annualised returns over five years, versus 9.1% for the Nifty 50.

"Hence, investors should ensure that such mid-cap exposure is driven by a long-term asset allocation strateg...