New Delhi, Oct. 10 -- Most of us learn to save as much money as possible. Bill Perkins offers a different view in 'Die with Zero'. The American hedge fund manager says money should help us enjoy meaningful experiences. A large bank balance at death can mean missed chances to live fully.

A bigger bank balance should not become your only goal. Perkins says money should support a full and happy life. Think about the experiences you want, then spend time with that purpose.

He also questions working for too many years. Extra earnings may buy things you do not need. You cannot get those years of your life back.

Good experiences keep giving you happiness through memories. Bill Perkins calls these benefits "memory dividends". A family holiday ...