New Delhi, Oct. 15 -- A large salary is not the only starting point for building wealth, says David Bach. His international bestseller, The Automatic Millionaire, focuses on making saving and investing automatic. The book argues that regular systems work better than depending on discipline alone.

Published in the early 2000s, it encourages readers to put their financial future first. According to Bach, it is still one of the bestsellers on Amazon.

Here are 5 lessons from its approach, with some points for Indian readers.

Bach suggests setting aside a portion of every salary for savings and investments before spending anything. Most people pay bills, shop and save only what remains. Often, there is little left.

Automatic transfers reve...