New Delhi, Sept. 6 -- Simple money rules can make financial planning easier to understand. They offer quick ways to organise spending, estimate growth and prepare for future expenses. However, these shortcuts cannot replace a plan suited to your circumstances.

Some guide investing, while others strengthen the finances that support it. Here are 5 popular investment rules, with examples explaining their uses and limitations for Indian households. And, these are pretty fundamental rules. You don't need to be an expert like Warren Buffett to understand these basic money rules.

The Rule of 100 offers a basic shortcut for deciding your equity allocation. Subtract your age from 100 to estimate the percentage held in shares. At age 35, the form...