New Delhi, Aug. 16 -- Do you have a health insurance policy? Are you adequately prepared today to handle rising medical costs and deal with the serious financial challenges that a medical condition can unleash at you?

One must carefully analyse and consider these aspects because even a single hospitalisation can wipe out years of savings in just a few days. With treatment costs climbing every year, even routine procedures can leave a deep dent in your finances. The right health insurance policy isn't just an expense; it's a safety net that lets you focus on recovery, not on how you will end up paying the bills.

This calls for a proper understanding of health insurance as a concept. Today, buying a fresh health insurance feels like ticki...