New Delhi, June 20 -- The Reserve Bank of India (RBI) on Friday issued the final Kisan Credit Card (KCC) Scheme directions for commercial banks, small finance banks, regional rural banks and rural co-operative banks, after examining stakeholder feedback received on the draft directions issued in February 2026.

The central bank has deferred implementation of the revised framework by six months to January 1, 2027, from the originally proposed July 1, 2026, citing operational and technology-related challenges flagged by stakeholders. KCC loans sanctioned before this date will continue to be governed by the existing guidelines until maturity or the next renewal.

Standardisation of Crop Seasons

A key change under the revised framework is th...