New Delhi, Aug. 13 -- Indian banks are rapidly moving Generative Artificial Intelligence (GenAI) from experimentation to implementation, with the share of lenders having GenAI use cases under implementation rising to 86 per cent in 2026 from 44 per cent in 2025 and 10 per cent in 2024, according to a report by Boston Consulting Group (BCG), FICCI and the Indian Banks' Association (IBA).

The report, 'Winning in the AI Era: The New Playbook for Indian Banks', said wider adoption will require banks to strengthen their operating models, technology infrastructure, talent and governance frameworks.

AI Seen as Key to Future Banking Growth

The report comes as the banking sector enters a period of stronger credit growth. Banking assets grew 3.5...