New Delhi, March 18 -- The government has strengthened the institutional credit framework for agriculture and allied sectors through a series of policy measures aimed at improving access to timely and affordable finance, Minister of State for Finance Pankaj Chaudhary said in a written reply in the Rajya Sabha.

Key interventions include enhanced collateral-free loan limits, interest subvention benefits and expanded coverage under the Kisan Credit Card (KCC) scheme, alongside targeted efforts to increase credit flow to underserved segments such as small and marginal farmers and allied activities.

Under the credit planning mechanism, annual Ground Level Credit (GLC) targets are set for agriculture and allied sectors, with region-wise and a...