New Delhi, April 18 -- Crisil Ratings expects Indian banks to maintain stable asset quality over the next two years, with gross non-performing assets (NPAs) projected at 2.0-2.2 percent by March 2027.

This is only marginally higher than the likely historic low of around 2.0 percent as of March 2026, indicating continued resilience despite external headwinds, reported ANI.

The base case assumes disruptions from the West Asia conflict will last three to four months, moderating GDP growth to 7.1 percent from 7.6 percent last year, while keeping NPAs 'range-bound'.

Corporate, Retail Segments Strong; MSMEs Face Mild Stress The corporate segment, accounting for about 36 percent of total bank credit, is expected to see stable asset quality, w...