MUMBAI, India, June 23 -- Reserve Bank of India issued the following notification:

RBI/2026-27/151

DOR.STR.REC.129/21-07-001/2026-27

June 23, 2026

Reserve Bank of India (Small Finance Banks - Credit Facilities) Third Amendment Directions, 2026

Please refer to Reserve Bank of India (Small Finance Banks - Credit Facilities) Directions, 2025 (hereinafter referred to as 'the Directions').

2. In view of circular on "Operation of Pre-Sanctioned Credit Lines at Banks through Unified Payments Interface (UPI)" dated September 04, 2023 (made applicable to SFBs with effect from February 12, 2025), which allow banks to enable transactions using the UPI system through a pre-sanctioned credit line with prior consent of the customer, it is imperati...