Intellectual Property India Publishes Patent Application for System And Method To Assess Volatile Behavior For Liquidity Risk Management

MUMBAI, India, Aug. 31 -- Intellectual Property India has published a patent application (202621081752 A) filed by State Bank Of India Sbi on July 02, 2026, for System And Method To Assess Volatile Behavior For Liquidity Risk Management.

Inventors include Arti Kumari; and Priyender Yadav.

The application for the patent was published on August 28, 2026, under issue no. 35/2026.

Abstract: Disclosed herein are an AI/ML-based system and method to assess volatile behavior of non-contractual bank maturities including saving and current accounts and asset accounts including cash credit/overdraft and demand loans at granular segmented level for liquidity risk management. The method, as illustrated in FIG. 1, extracts weekly balance data points f...