Intellectual Property India Publishes Patent Application for Offline Payment System With Payee-Originated Collect Request, Trusted-Set Relay, And Deferred Settlement

MUMBAI, India, Aug. 31 -- Intellectual Property India has published a patent application (202611078220 A) filed by Vishal Soni on June 25, 2026, for Offline Payment System With Payee-Originated Collect Request, Trusted-Set Relay, And Deferred Settlement.

Inventors include Advit Soni; Agam Soni; and Vishal Soni.

The application for the patent was published on August 28, 2026, under issue no. 35/2026.

Abstract: Instant-payment rails require network connectivity at transaction time. This invention enables offline payment in connectivity-dead environments. A payee device originates, digitally signs, and broadcasts a collect request containing the payee payment identifier, transaction amount, request identifier, expiry, and payee public key. ...