MUMBAI, India, Sept. 28 -- Intellectual Property India has published a patent application (202621095959 A) filed by Dr. Ranit Kishore; and Dr. V. Vijaya Kuamr on August 07, 2026, for Financial Inclusion Through Mobile Banking: Evidence From Emerging Markets.
Inventors include Dr. Ranit Kishore; and Dr. V. Vijaya Kuamr.
The application for the patent was published on September 25, 2026, under issue no. 39/2026.
Abstract: The present invention relates to an AI-enabled mobile banking system for improving financial inclusion among underbanked and underserved users, particularly users having limited or unavailable conventional credit histories. The system acquires consented alternative financial behavior data through a mobile banking interfac...