Intellectual Property India Publishes Patent Application for Automated Loan Emi Adjustment System Based On Inflation Index And Borrower Income Variation

MUMBAI, India, July 13 -- Intellectual Property India has published a patent application (202621061832 A) filed by Nilesh Nana Mharsale; Dr. Surekha Appasaheb Gaikwad; Prof. Sakhala Swapnil Ravilal; Dr. Rupali Prakash Kotwal; and Dr. Dilip Kisan Bhere on May 15, 2026, for Automated Loan Emi Adjustment System Based On Inflation Index And Borrower Income Variation.

Inventors include Dr. Surekha Appasaheb Gaikwad; Prof. Sakhala Swapnil Ravilal; Dr. Rupali Prakash Kotwal; and Dr. Dilip Kisan Bhere.

The application for the patent was published on July 10, 2026, under issue no. 28/2026.

Abstract: The present invention relates to an automated system and method for dynamic adjustment of loan EMI based on inflation indices and borrower income var...