Intellectual Property India Publishes Patent Application for Artificial Intelligence Driven Adaptive Financial Inclusion,credit Scoring And Risk Optimised Resource Allocation System For Underserved And Tribal Ewconomies".

MUMBAI, India, June 30 -- Intellectual Property India has published a patent application (202641054620 A) filed by Dr. Mallikarjuna Naik Vadithe on April 29, 2026, for Artificial Intelligence Driven Adaptive Financial Inclusion,credit Scoring And Risk Optimised Resource Allocation System For Underserved And Tribal Ewconomies"..

Inventor includes Dr. Mallikarjuna Naik Vadithe.

The application for the patent was published on June 26, 2026, under issue no. 26/2026.

Abstract: ABSTRACT OF THE INVENTION This invention proposes an Al-driven system for financial inclusion and credit scoring in underserved populations. It integrates alternative data, machine learning, and optimisation models to enhance access to credit while minimising risk.

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