Intellectual Property India Publishes Patent Application for Ai-Based Npa Risk Management System For Public Sector Banks

MUMBAI, India, July 13 -- Intellectual Property India has published a patent application (202641082913 A) filed by Dr. Savitha Sukumar on July 06, 2026, for Ai-Based Npa Risk Management System For Public Sector Banks.

Inventor includes Dr. Savitha Sukumar.

The application for the patent was published on July 10, 2026, under issue no. 28/2026.

Abstract: The present invention relates to an Artificial Intelligence (AI)-based system for Non-Performing Asset (NPA) risk management in public sector banks. The system comprises a Data Source Module (101), a Data Processing and Feature Engineering Module (102), an AI-Based NPA Prediction Engine (103), a Dynamic Risk Scoring Module (104), an Early Warning Alert Module (105), a Risk Management Actio...