MUMBAI, India, June 30 -- Intellectual Property India has published a patent application (202641072936 A) filed by Saveetha Institute Of Medical And Technical Sciences on June 12, 2026, for A System And Method For Behavioral Creditworthiness Assessment Using Non-Financial Data Through Artifiial Intelligence And Predictive Analytics.

Inventors include Riniadiyattil; Lavaraju Bendalam; and Deepak Nallaswamy Veeraiyan.

The application for the patent was published on June 26, 2026, under issue no. 26/2026.

Abstract: The present invention discloses a system and method for assessing creditworthiness using non-financial behavioral data through artificial intelligence and predictive analytics. The system is designed to evaluate individuals who l...