Intellectual Property India Publishes Patent Application for A Secure And Programmable Central Bank Digital Currency (cbdc) System With Adaptive Transaction Control

MUMBAI, India, Nov. 2 -- Intellectual Property India has published a patent application (202611109888 A) filed by Iimt College Of Management on September 13, 2026, for A Secure And Programmable Central Bank Digital Currency (cbdc) System With Adaptive Transaction Control.

Inventors include Dr. Shikhar Saxena; Prof. Somesh Kumar; and Mr. Jaspal Singh.

The application for the patent was published on October 30, 2026, under issue no. 44/2026.

Abstract: The present invention relates to a secure and programmable Central Bank Digital Currency (CBDC) system for issuing, managing, and processing digital currency transactions under control of a central banking authority. The system comprises a central bank control unit, a digital currency issuanc...