MUMBAI, India, Feb. 13 -- Intellectual Property India has published a patent application (202611000860 A) filed by Nims University, Jaipur, Rajasthan, on Jan. 5, for 'financial planning system.'

Inventor(s) include Krishna Kant Sharma.

The application for the patent was published on Feb. 13, under issue no. 07/2026.

According to the abstract released by the Intellectual Property India: "The invention relates to an AI-driven personalized financial planning system (100) and method (200) integrating multiple intelligent modules to deliver adaptive, transparent, and secure financial advice. The system comprises a financial profiling module (101), an adaptive goal optimization module (102), an AI engine (103) for generating strategies, a dyna...