India, June 20 -- When a fast-growing startup begins to scale, cash flow ceases to be just a metric on a spreadsheet. It becomes the actual basis of growth. For founders and finance leaders, maintaining optimal liquidity means having capital available, ensuring that every rupee is exactly where it needs to be, and is available when it is needed. But it sounds simpler than what happens in reality.

Many teams, especially those growing fast, quickly discover that their financial speed is limited by the very institutions built to support them. Conventional current accounts are often designed for traditional transaction cycles and frequently struggle to match the operational tempo of modern startups. This means the team has to wait days for m...