India, May 13 -- Knowing your health insurance premium upfront helps you plan better than discovering it at checkout. When you buy a health insurance plan, your premium depends on several factors: your age, the coverage amount, your family size and even your lifestyle habits. This page walks you through exactly how premiums are calculated, what drives them up or down and how to use an online calculator to get an accurate estimate before you commit.

As mentioned, health insurance premiums depend on various factors and calculating it manually is where most people get stuck. This is where a health insurance premium calculator does this instantly. Enter basic details like your age, location, number of family members, sum insured and preferre...