India, April 28 -- Electric vehicles are changing urban mobility in India, and that shift is starting to reshape car insurance in visible ways. The change is not limited to the vehicle's power source. It also affects how risk is assessed, how claims are handled, and what policyholders now expect from an insurer.

As EV ownership spreads across Indian cities, insurers are being pushed to rethink products, pricing and service standards so that cover feels relevant to a very different kind of car.

In this article, you will explore how EV growth is changing car insurance, from pricing and claims to city-specific trends.

As charging infrastructure expands across metros, highways and major public locations, EV ownership becomes easier to cons...