India, Sept. 3 -- Alternative Title- Understanding Third-Party Four-Wheeler Insurance and What It Covers

If you own a car in India, the law requires you to have at least third-party insurance before driving it on public roads. The cover is meant to protect against liabilities arising from damage or injury caused to others by your vehicle. Before buying or renewing a policy, it is worth understanding what this cover includes and where its protection ends.

Under the Motor Vehicles Act, every vehicle driven on public roads in India must have valid third party insurance. This exists to ensure that if your vehicle causes injury, death, or property damage to someone else, there is a financial framework to address the resulting liability, subj...