India, Aug. 18 -- Razorpay has launched a transformer-based AI foundation model Vulcan built to expedite digital payments. The IPO-bound startup claims that the model can make every digital payment more reliable and safer by scoring routes in real-time and flagging fraud that becomes visible across multiple merchants after it is in production.

Built with NVIDIA and AWS technology, Vulcan combines Razorpay's payments data with NVIDIA's accelerated computing and AWS' cloud infrastructure.

Vulcan is a proprietary, ground-up model, with both its architecture and training data owned by Razorpay. The startup frames it not as an LLM, which understands text, but as a system that learns the movement of the money.

The model learns from the entir...