India, Sept. 24 -- IPO-bound fintech startup Navi saw its net loss for the fiscal year FY26 widen by 268.7% to Rs.465.99 from Rs.126.4 Cr in the prior fiscal year.

The bottom line swelled despite a 16.2% uptick in Navi's top line, with its operating revenue for the fiscal increasing to Rs.2,981.7 Cr from Rs.2,565 Cr in the year-ago fiscal. Including other income of Rs.108.9 Cr, Navi's total income for the year stood at Rs.3,090.6 Cr.

While the company's total expense for the fiscal crossed the Rs.3,500 Cr mark, its tax expenses halved YoY to Rs.42.2 Cr.

Further, Navi said it broke even on a profit before tax (PBT) basis in Q4 FY26 and earned Rs.104 Cr in PBT in Q1 FY27.

In terms of operational metrics, Navi claims its FY26 lending boo...