India, May 28 -- As AI makes building and delivering functionality easier, PhonePe cofounder and CTO Rahul Chari believes that the distribution and the power to distribute data at scale more intelligently become a strong moat.

"I believe that in the AI world, where the barrier to entry has been further reduced, distribution and data will continue to be the largest," he added.

Chari was speaking at the third edition of Inc42's AI Summit in Bengaluru during a fireside chat with Inc42 Cofounder and CEO Vaibhav Vardhan on the topic, "How PhonePe Is Rebuilding The Financial Superapp Around Intent, Automation, And Trust".

He highlighted that in the next three to four years, PhonePe will look at more aggregation areas, including daily platfor...