patna, Oct. 25 -- The state government has introduced a 100 point performance assessment index to assess the performance of commercial and private banks on various parameters, a first of its kind move to fix more accountability on banks in terms of improving the credit-deposit ratio and also flow of loans to beneficiaries under various schemes. On Friday, a high level meeting of bankers chaired by development commissioner Mihir Kumar Singh discussed this new initiative with the bankers also been directed to work in mission mode to achieve their annual credit plan targets. "The new point performance assessment index would be a transparent system to help scoring and ranking of banks on different paremeters. Four new schemes have been added in this new credit monitoring system for higher credit flow and better tracking," said the development commissioner, in a press statement. The meeting highlighted that the state's credit plan for this fiscal year ( 2026-2027) stands at Rs.4.95 lakh crore of which Rs.1.89 lakh crore has been achieved till September 30, which is 38.25 percent of the credit plan target. The figure was Rs.46,228.29 crore higher than that of the corresponding period last year. "Banks have been classified into three zones based on their score. The Green Zone, indicating excellent performance, includes 11 banks scoring 50 or above, while seven banks fall in the Yellow Zone and several others in the Red Zone. The Red Zone includes leading public sector banks," a statement issued by the state's finance department said. The meeting discussed the loans disbursed under various public schemes....