Navi Mumbai, July 30 -- The police have registered 23 FIRs against mule bank account holders allegedly used by organised cyber fraud syndicates to channel proceeds of online scams worth more than Rs.35 crore. Police said action would be initiated against all identified mule account holders across the district for allegedly allowing their bank accounts to be used to route defrauded money in exchange for commissions. According to investigators, cyber fraud syndicates operate through organised networks across the country, targeting unsuspecting citizens through fake investment schemes, part-time job offers, digital arrest scams, share market frauds, OTP-based scams and malicious APK (Android Package Kit) file links. Investigations revealed that the syndicates function through regional agents assigned specific roles. While one group contacts victims and persuades them to transfer money, another recruits financially vulnerable individuals to open savings or current accounts. The account holders allegedly receive commissions for handing over passbooks, ATM cards, cheque books, PINs and other banking credentials, allowing fraudsters to receive and transfer illicit funds through those accounts. The police said the findings emerged from an analysis of complaints and financial fraud cases on the National Cyber Crime Reporting Portal (NCRP) and the Indian Cyber Crime Coordination Centre (I4C) portal. Investigators tracked suspicious transactions, analysed bank accounts used in the frauds and examined cheque and ATM withdrawal records, which showed that several mule accounts had recorded transactions worth lakhs of rupees in recent months. Verification on the NCRP portal found that each account had multiple cybercrime complaints registered against it. During the probe, police concluded that the account holders had knowingly allowed others to operate their bank accounts for financial gain. As of July 27, police had registered 23 cases against mule account holders. Officials said the accounts under investigation had been linked to cyber frauds worth Rs.35 crore, including digital arrest scams, fraudulent share market investment schemes, and APK file-related cybercrimes. Police arrested the kingpin in one of the cybercrime cases registered on July 24....