Jaipur, Sept. 30 -- The Rajasthan Police have identified 82,400 bank accounts allegedly used to receive cyber fraud proceeds between January and September this year, registered more than 723 FIRs and arrested over 650 account holders and agents, police said. According to the police, cybercriminals offer commissions to unemployed young people and students in exchange for access to their bank accounts. The accounts, commonly called mule accounts, are used to receive money from fraud victims before the proceeds are withdrawn or moved elsewhere. Officials said members of such gangs approach potential account holders at tea stalls, dhabas and near educational institutions. In Jaipur, police arrested three people on Saturday for allegedly recruiting school and college students at tea stalls in affluent areas of the city. The accused offered the students commissions to rent their bank accounts, deposited cyber fraud proceeds in those accounts and withdrew the money from ATMs, police said. The case followed a complaint lodged at Mahesh Nagar police station on September 25 by restaurant owner Satyendra Kumar Meena, who told the police that a man named Adil had been visiting his restaurant for three to four months and had obtained his bank account details through their acquaintance. He alleged that Adil subsequently used the account to receive and withdraw cyber fraud proceeds without his knowledge. During questioning, the accused told the police they worked with an organised gang that drew people to fake gaming websites. The money obtained through the alleged fraud was transferred to mule accounts and quickly withdrawn as cash, officials said. Police said similar cases had surfaced elsewhere in the state in recent months. In July, Shiprapath police station arrested two men accused of supplying mule accounts. Around 13 complaints from different states had been registered against them through the 1930 cybercrime helpline, involving alleged fraud of about Rs.17 lakh. According to the police, the two men approached school, college and coaching students at tea stalls and cafes in affluent areas of Jaipur. They offered commissions for the use of the students' bank accounts, which were then used to receive cyber fraud proceeds before the money was withdrawn from ATMs. Additional director general of police (cybercrime) V.K. Singh said mule accounts were frequently used to receive money obtained through fraudulent investment schemes, "digital arrest" scams and online gaming fraud. He said corporate current accounts were also used for this purpose. "The police have made reporting such crimes easier through the use of technology. Therefore, cybercrime reporting has increased significantly compared to previous years. In 2025, there were 114,000 complaints, while this year, as of September 27, over 146,000 complaints have been registered," Singh told HT. He said police had been able to prevent the loss of money in 33% to 35% of reported fraud cases. Singh said it was difficult to give an accurate figure for the total amount frozen in mule accounts in Rajasthan this year because some accounts operated in the state were linked to victims elsewhere. "In many cases, the victim is from another state, and the mule account is operated in Rajasthan. We are taking action against mule account holders in Rajasthan within 24 to 36 hours. However, to determine the amount transferred to each account, we will have to investigate the details of each account," he said. In cases involving victims from Rajasthan, Rs.169 crore had been frozen this year, Singh said. However, another senior police official said the amount rises to Rs.300 crore when cases involving victims from other states are included. Singh said a security review meeting held during Union home minister Amit Shah's visit to Bikaner in May had called for effective use of the 1930 cybercrime helpline and prompt action on complaints. Following instructions from police headquarters, the state police would launch a campaign against people operating mule accounts, including students and labourers, he said....