Chandigarh, July 3 -- A senior citizen couple from Sector 23 C, Chandigarh, allegedly lost Rs.2.2 lakh after cyber fraudsters posing as representatives of an air-conditioner servicing company deceived them into carrying out online banking transactions. According to a complaint lodged with the cyber crime police station in Sector 17, the fraud began on May 11 when Harish Chander Madan received a phone call from a man identifying himself as Amit Kumar, who claimed to be an employee of UrbanClap (now Urban Company). The caller offered assistance with AC servicing and under the pretext of completing a service-related banking procedure, persuaded the couple to carry out a series of online transactions. The complainants told police that between May 11 and 12, a total of Rs.2,26,563 was withdrawn from four of their bank accounts. Harish Chander Madan lost Rs.80,124 and Rs.14,025 from his Punjab National Bank account, besides Rs.80,000 from his Bank of India account. His wife, Madhu Madan, lost Rs.29,014, Rs.4,400 and Rs.19,000 from her accounts. After discovering the fraud, the couple reported the matter to the national cyber helpline on May 12. A preliminary investigation revealed that part of the money had been transferred to bank accounts allegedly belonging to individuals identified as Sachin, Sajit Ahmed and Akhtar Khan. Police said the UCO Bank account linked to Akhtar Khan has been frozen. A case has been registered under Sections 318 (4) (cheating), 319(2) (cheating by personation), 61 (2) (criminal conspiracy) of the Bhartiya Nayaya Sanhita (BNS), and investigators are tracing the accused through bank account details, mobile numbers and digital transaction records. A resident of Ram Darbar Phase II in Chandigarh was allegedly duped of Rs.90,000 after cyber fraudsters lured him into redeeming fake credit card reward points through a fraudulent WhatsApp link. According to the complaint, Ashok Kumar received a phone call around 6.24 pm on May 16 from a woman claiming to be an official from the credit card department of Axis Bank. She informed him that reward points had accumulated on his credit card and could be redeemed immediately. The caller later sent a link via WhatsApp and asked him to enter his personal and credit card details. Believing the request to be genuine, Kumar filled in his name, date of birth and card information. Shortly afterwards, he received a message confirming that Rs.90,000 had been debited from his account in a transaction under the name 'BigTreeEnter'. Based on the complaint, the cyber crime police station in Sector 17 registered a case under Sections 318(4), 319(2), 336(3), 338, 340(2) and 61(2) related to cheating, forgery, making a false document, criminal conspiracy among others of the Bhartiya Nayaya Sanhita (BNS) and launched a probe....