Chandigarh, Feb. 9 -- Haryana chief minister Nayab Singh Saini on Sunday said the state government aims to make animal husbandry modern, profitable and risk-free by strengthening animal health services, promoting advanced breed improvement and ensuring efficient milk collection and marketing systems. Addressing a state-level livestock exhibition in Kurukshetra, Saini said training and credit facilities are being expanded to increase farmers' incomes and provide them direct access to markets. He awarded a total prize of Rs.20 lakh to eight livestock owners in different breed event categories. Saini said owners of high milk-yielding Murrah buffaloes are being given cash incentives of up to Rs.40,000. He added that livestock farmer credit cards are being provided for the purchase and rearing of animals, and so far 2.2 lakh such cards have been approved by banks, with Rs.3,449 crore disbursed to livestock farmers across the state. Saini said that under the Mukhyamantri Antyodaya Parivar Utthan Yojana, more than 35,000 livestock units have been established. Under the Mukhyamantri Dugdh Utpadak Protsahan Yojana, incentives worth Rs.70 crore have been given to cooperative milk producers. A subsidy of 25% on the cost of animals is being given for opening mini dairies with up to 10 milch animals. A 50% subsidy is given for setting up dairies with two or three animals. To promote women empowerment, interest-free loans of up to Rs.1 lakh are being provided under the Women Farmer Dairy Scheme. So far, 287 women farmer dairies have been established in the state. Saini said 15.33 lakh animals have been insured under the state scheme. Large animals can be insured for Rs.100 to Rs.300, while small animals can be insured for Rs.25. Insurance for animals owned by Scheduled Caste livestock farmers is provided free of cost. Under the scheme, insurance claims amounting to Rs.106 crore have been paid to about 26,000 livestock farmers so far....