India, April 9 -- A Reddit user, a mid-30s data engineer with Rs.6 crore in savings, warned that job uncertainty, especially in tech, makes investing heavily in real estate risky. 'Throwing money into property and risking our corpus is a dumb idea,' he wrote. Others argued for a balanced view, saying dual-income households with steady cash flows can still manage long-term home loans. "You anyway need a roof over your head," one user noted, pointing out that rental markets carry their own uncertainties.

"My partner and I are about to reach our mid-30s, and we work overseas in non-FAANG jobs. Between us, we have about 6 crores saved. She's struggling to find work post-maternity, and I'm a data engineer who's fairly confident that my role w...