India, May 4 -- justify;">When people are unsure where to begin, they put off applying for a credit card. The eligibility questions, the document list and the application form; it can feel like a lot when there is no clear starting point. If a Kotak Mahindra Credit Card is being considered, this guide outlines the steps and requirements prior to application..

Credit cards have long outgrown their reputation as a borrowing tool. India recorded approximately 356 crore credit card transactions in FY 2024, with projections pointing to around 900 crore by FY 2029. That shift indicates that people are not just using cards for emergencies anymore. They are using them to earn cashback on groceries, get air miles on work trips, and save on fuel....