Sangrur, Feb. 27 -- The death of a villager found in a water tank in Khanauri over two months ago has turned out to be a premeditated murder allegedly orchestrated by two men to fraudulently claim a Rs.15-lakh insurance payout, police said on Thursday.

Sangrur senior superintendent of police (SSP) Sartaj Singh Chahal said the body of Krishan Singh, a resident of Ramgarh Gujran, was found in a village field water tank (khel) on November 25, 2025. At the time, the death appeared to be accidental drowning and the last rites were performed accordingly.

Suspicion arose nearly six weeks later when a life insurance policy from Tata AIA arrived at the deceased's house. The policy, issued on November 19, just days before his death, carried a cov...