India, June 8 -- Buying a home is often seen as a major life milestone, especially for middle-class families. But a viral post on social media has reignited a long-running debate about whether purchasing an expensive property is always a sound financial decision. The story, centred on a family in Bengaluru, prompted users to discuss rising home loan burdens, property values, and the difference between buying a home to live in and buying one as an investment.

The story was shared on X by user Manikanth Devarakonda, who described a family's experience after purchasing a 3BHK apartment in Whitefield, Bengaluru.

According to the post, the family took a Rs.1.8 crore home loan to buy the property after being told that the area was rapidly dev...