Mumbai, April 9 -- The banking regulator on Wednesday proposed easing banks' capital requirements by allowing quarterly profits to be included in capital adequacy calculations and scrapping the mandate to maintain an investment fluctuation reserve (IFR). Currently, banks are permitted to include their quarterly profits in the computation of their capital to risk-weighted assets ratio. However, this is subject to incremental provisions for non-performing assets (NPAs) at the end of any of the four quarters of the previous fiscal year, provided they have not deviated by more than 25% from the average of the four quarters. "On a review, it is proposed to dispense with this condition," RBI governor Sanjay Malhotra announced on Wednesday as part...