India, April 7 -- Punjab's Mukhyamantri Sehat Yojana (MMSY), which provides health insurance coverage of up to Rs.10 lakh per family annually, is increasingly being positioned as a financial safety net for households facing medical emergencies, particularly in cases involving high-cost treatments such as cardiac procedures, cancer care and childbirth complications.

The scheme, implemented by the state's Department of Health and Family Welfare, covers treatment for over 2,300 conditions across empanelled public and private hospitals. Officials said the programme is aimed at reducing out-of-pocket healthcare expenditure and enabling timely access to treatment, especially in cases where delays can lead to adverse outcomes.

Medical professi...