India, June 23 -- An NRI couple who moved to the US at age 22 has opened up about how chasing the American Dream left them trapped in a massive financial hole. The creators said that upgrading their lifestyle through home renovations and investment properties felt normal at the time but that the costs slowly added up over the years. They claimed that living on autopilot caused them to accumulate an overwhelming debt of $850,000 across multiple mortgages, a kitchen loan, and credit cards. Now, they have decided to take control of their finances and aim to become debt-free within the next 1,200 days.

"At 22, I moved to the U.S. chasing the American Dream. A good job. A house. A nicer car. A renovated kitchen. Vacations. An investment prope...