India, Sept. 23 -- For a Mumbai homebuyer living in a compact 1RK, the question of upgrading to a larger home can be as much about finances as it is about space. A recent Reddit discussion has brought this dilemma into focus, with users debating whether to sell the existing apartment and upgrade to a 1BHK or 2BHK or hold on to the current home and turn it into a rental property.

The buyer currently owns a 270 sq ft 1RK in Mumbai's western suburbs, close to a metro station. With two new properties in the same project nearing possession within six months, the owner is weighing whether to upgrade to a larger 2BHK or opt for a 1BHK while retaining the existing apartment as an investment.

Under the first option, the homeowner is considering ...