India, June 30 -- A US-based Non-Resident Indian (NRI), who moved back to Mumbai in 2024 after spending 28 years in New York, has gone viral on Reddit after sharing the investment portfolio they wish they had built before returning to India.

In a discussion on Reddit, a user pointed out that much of the investment guidance available for NRIs fails to address a crucial point: US citizens and green card holders are still subject to taxation by the Internal Revenue Service (IRS) on their global income, even after they have relocated to India. However, HT.com cannot independently verify the authenticity of Redditor's claim.

To simplify planning, the Redditor suggested dividing investments into three buckets: money meant to be spent in India...