India, Aug. 16 -- Mortgage rates are mostly lower than last week, according to the latest data from Zillow's lender marketplace. The 30-year fixed mortgage rate is 6.54%, up 3 basis points from last week. The 15-year fixed mortgage rate is 5.86%, down 15 basis points. The 5/1 adjustable-rate mortgage (ARM) is 6.24%, down 13 basis points. These are national average rates, rounded to the nearest hundredth, according to Zillow data.

Here are the latest mortgage rates for Sunday, August 16, according to Zillow:

The rates are national averages and may be different from the rate offered to an individual borrower, depending on factors such as credit score, income, debt and down payment.

Refinance rates are also available for homeowners lookin...